[ HeirSure — Legal Infrastructure for the Digital Ownership Era
HeirSure
New York · Legal Infrastructure

Building the foundation
for digital succession

Legal infrastructure for the digital ownership era.

HeirSure builds the legal and technical rails that make digital rights provable, transferable, and enforceable. The first product is UCC-Chain — a deployed verification protocol anchored to UCC Article 12. The long-term destination is digital succession, smart trusts, and programmable inheritance. The path between is a disciplined, sequential build.

The Company Roadmap UCC-Chain Protocol ?
Status V1 Live · Polygon Mainnet
Contract 0xC17def4...69Ff
Current Phase V1 Pilot Filings
Legal Trigger NY UCC Art. 12
June 3, 2026
Partner GenWealth Services
(Pilot LOI Signed)
Source Open Source · MIT
Company HeirSure LLC, New York
UCC-Chain LLC (subsidiary)
V1 Live on Polygon Mainnet UCC Art. 12 · New York · June 3 2026 § 9-326A · Control Beats Filing GenWealth Pilot LOI Signed · April 2026 Open Source · MIT License · 23/23 Tests Passing verify.ucc-chain.org SHA-256 · Polygon PoS · ERC-721 § 12-105 Three-Prong Control Test V2 Building Q3 2026 V1 Live on Polygon Mainnet UCC Art. 12 · New York · June 3 2026 § 9-326A · Control Beats Filing GenWealth Pilot LOI Signed · April 2026 Open Source · MIT License · 23/23 Tests Passing verify.ucc-chain.org SHA-256 · Polygon PoS · ERC-721 § 12-105 Three-Prong Control Test V2 Building Q3 2026
What We Are

A legal infrastructure
company. Not an app.

HeirSure began as a digital estate planning concept. The original vision was to build systems that automate the transfer of assets, rights, and instructions when a triggering life event occurred — death, incapacity, succession, or milestone-based transfer.

That remains the long-term vision.

But in the process of trying to build that vision seriously, a more immediate problem became obvious. The limiting factor was not consumer demand. It was infrastructure.

Before digital estate planning can function in a credible, enforceable way, the legal and technical systems beneath it must first be solved. Digital succession requires reliable standards for proving ownership, establishing control, verifying claims, and linking legal rights to digital systems in a way that can withstand scrutiny — in court, in insolvency, in litigation.

Those are not estate-planning problems. They are legal infrastructure problems.

HeirSure did not abandon its original mission. It moved lower in the stack — and is now building the rails that make that mission commercially and legally credible.

Today, HeirSure is best understood as a legal infrastructure company focused on digital ownership, control, verification, and transfer.

Its role is to build systems that make digital rights legible, enforceable, and portable. It does this systematically — one layer at a time, each layer gated on the one below it being proven in production.

The first system HeirSure has produced is UCC-Chain. It is not the final product. It is the first rail.

Each subsequent version of the protocol — V2 through V5 — expands the commercial scope and builds toward the long-term destination: digital succession infrastructure that can handle smart trusts, programmable inheritance, and automated estate execution in a legally recognized, court-defensible way.

The V1 through V5 roadmap is not only a product plan. It is HeirSure's company-building strategy — the path by which the company derives revenue, builds credibility, and earns the right to operate at the level of inheritance and succession.

Before digital inheritance can be automated, ownership and control must first be made verifiable. That is where the work begins.

Company Roadmap · V1 ? V5

How HeirSure
builds toward succession

Each version of the UCC-Chain protocol is also a phase in HeirSure's commercial development. The stack does not branch into separate products — it builds upward into a single integrated platform where every layer compounds the value of every prior layer.

Nothing is wasted. Nothing is rebuilt. V1 establishes evidentiary proof. V2 elevates that proof to legal control. V3 through V5 ride the V2 rails into progressively larger markets. Each version is gated on the prior version being live in production and proven with real filings.

This sequencing is not a constraint — it is the strategic foundation. A company that can demonstrate V1 working in production has earned the right to build V2. A company with V2 in production has earned the right to approach commercial lenders at scale.

Phase Status

Live in production
Building · Q3 2026
On the roadmap

Revenue tier reflects commercial potential at each phase — from per-filing fees in V1, to platform licensing and white-label contracts in V2, to institutional SaaS in V3–V5.

V1
Live
April 2026
Hash-Based Evidentiary Proof
MVP / Pilot Proofs · Foundation Tier

When a UCC-1 filing is created, UCC-Chain generates a SHA-256 hash combining the filing number and the filer's wallet address, then writes that hash to Polygon PoS with a timestamp. This produces a tamper-evident fingerprint proving the filing existed at a specific moment and was associated with a specific wallet. Evidentiary — it strengthens any future legal argument — but not yet constitutive of legal control under Article 12. The trust layer every later version depends on. Three real production proofs gate V2.

Public verifier live Open source · MIT GenWealth pilot LOI Per-filing fees Pilot contracts
Foundation
Gate ?
V1 must be running in production with at least 3 real pilot proofs registered before V2 build begins. Engage NY-licensed secured transactions attorney. Audit smart contracts before mainnet.
V2
Building
Q3 2026
NFT-Bound Legal Control & Priority
All UCC-Secured Digital Assets · Highest Tier

Transforms V1's one-way hash into a two-way cryptographic bind across three layers: the paper UCC-1 references the NFT, the NFT references the wallet and collateral, and the wallet is linked to a named party via verified attestation. Engineered specifically to satisfy the § 12-105 three-prong control test under NY UCC Article 12. The result: perfection by filing AND perfection by control simultaneously — the strongest legal position available under § 9-326A. This is where UCC-Chain stops being evidentiary and starts being constitutive of legal rights. Every downstream product depends on this framework.

§ 12-105 control perfection § 9-326A super-priority Soulbound identity NFT Auto UCC-3 trigger Platform fees Law firm licensing Lender white-label
Highest
Gate ?
V2 § 12-105 control framework must be legally validated in production with real commercial filings. V2 is the rail — V3 rides it.
V3
Roadmap
Q1–Q2 2027
Controllable Accounts & Receivables Registry
Invoice Finance · Factoring · Private Credit · Very High Tier

Takes the V2 control framework and applies it to receivables, invoices, and payment intangibles. Under Articles 9 and 12 combined, payment rights become controllable records — meaning lenders, factors, and assignees can hold provable, transferable, priority-protected claims against future payments. The same NFT infrastructure from V2; only the underlying asset changes. Opens UCC-Chain to the multi-hundred-billion-dollar US invoice factoring and receivables finance market. First version with a credible enterprise sales motion to non-bank lenders.

Receivables tokenization § 9-406 notice hooks AR ledger import Enterprise SaaS Per-asset fees
Very High
V4
Roadmap
H2 2027
Electronic Chattel Paper Vault
Auto Loans · Equipment Leases · Very High Tier

Addresses a specific UCC requirement that maps almost perfectly to blockchain: under § 9-105, electronic chattel paper must be maintained in a system that designates a "single authoritative copy." V4 is that system — built on V2 NFT contracts. The token IS the legal chattel paper. Transfer of the token is transfer of the chattel paper. Unauthorized amendments are detectable because the metadata hash changes. Displaces expensive proprietary eVault systems with open-protocol infrastructure. Auto and equipment finance combined exceed $2 trillion in US originations annually.

Single authoritative copy § 9-330 priority defense eVault displacement DMV integration Enterprise SaaS
Very High
V5
Roadmap
2028+
Proceeds Tracing Engine
Lender Audit · Complex Collateral · High Tier

The capstone — only possible after V2, V3, and V4 exist. An automated tracing engine built on top of the logged transfer histories from all prior layers. Under §§ 9-204, 9-315, 9-322, a security interest follows into proceeds, into cash, into replacement collateral. V5 walks the graph automatically: original collateral ? sale event ? proceeds account ? reinvested asset. The data network effect compounds — the more that flows through V3 and V4, the richer the V5 tracing graph becomes. Extremely sticky. Customers will not leave because the graph itself becomes institutional knowledge.

Collateral graph database § 9-322 conflict detection Audit export engine Risk dashboards Network effect moat
High + Sticky
Version Direct Output Synergy with Prior Layers Revenue Model
V1 · Live Evidentiary proof of filing linked to wallet Foundation — proves the engineering works Per-filing fees · Pilot contracts
V2 · Building Legal control under § 12-105 · filing + control perfection Upgrades V1 from evidence to constitutive legal right Platform fees · Attestation services · White-label
V3 · Roadmap Receivables tokenization & assignment registry Reuses V2 NFT contracts · every receivable inherits V2 priority SaaS per-asset · Enterprise licensing
V4 · Roadmap Authoritative copy system for chattel paper Reuses V2 contracts · cross-sells to V3 lender base eVault displacement SaaS · Lender onboarding
V5 · Roadmap Automated proceeds tracing graph Walks graph already logged by V2/V3/V4 — only possible because they exist Institutional analytics · Risk management SaaS
Protocol · V1 · Deployed

UCC-Chain is
live and open

The first deployed expression of the HeirSure thesis. A public, vendor-free cryptographic verification layer for UCC-1 financing statements. No account required. No subscription. Free to verify.

Protocol
SHA-256 hash commitment linking UCC-1 filing identifier to secured party wallet address
Network
Polygon PoS · 2–5s finality · L1 checkpoints to Ethereum every ~30 min
Contract
0xC17def4DF914b016D60500Cb9C459c3eAf6469Ff
Tests
23 / 23 passing · Audit pending before V2 mainnet
Verifier
verify.ucc-chain.org
Source
github.com/heirsure-cyber/UCC-Chain-Dev
License
MIT · Open source · No vendor lock-in
Cost to verify
Free · No account · No subscription required
Legal basis
Engineered to § 12-105 · NY UCC Art. 12 eff. June 3 2026
Governance
No admin key · No upgradeability · No pause function · Immutable

What the protocol does

A secured party computes a SHA-256 hash over the canonical UCC-1 filing identifier and their wallet address, writes the 32-byte digest to the UCCChainRegistry smart contract, and publishes the corresponding filing data off-chain. Any third party can recompute the same hash from the public filing record and query the contract in seconds — at no cost, with no vendor relationship required.

What it proves

That the named secured party of record controlled a specific wallet address as of a specific block timestamp. This populates the third prong of the § 12-105 control test — "readily identify itself... by cryptographic key" — in the cleanest available way for a digital-asset security interest.

What it doesn't do

It does not replace the Secretary of State filing. It does not create legal control by itself. It does not require users to trust the protocol operator. It is not an auction. It has no MEV surface. It is evidentiary infrastructure — the first layer of a larger stack — designed for practitioners who understand what's at stake.

Open protocol commitments

HeirSure commits to publishing all smart-contract source and audit reports under permissive open-source licensing, never introducing a token, fee, or permissioned access layer to the core verification path, and operating the contract without admin or upgrade keys.

Verify a Filing ? GitHub Repository
Long-Term Vision

Where the rails
are going

The V1–V5 roadmap is how HeirSure builds revenue, credibility, and institutional relationships over the next several years. It is the commercial bridge between where the company is today and where it is ultimately going.

Where it is ultimately going is digital succession.

The original founding vision — digital wills, smart trusts, automated succession, and blockchain-assisted estate execution — remains intact. It is the destination, not a pivot. The infrastructure work happening now is what makes that destination credible and legally defensible when HeirSure arrives there.

A digital trust that cannot prove control of its assets is not a trust. A digital will that cannot establish who has the right to transfer what is not enforceable. A succession system that cannot produce court-ready proof of ownership is not a system — it is a promise.

The V1–V5 build creates the proof layer. It builds the legal rails on which digital succession can eventually run. By the time HeirSure reaches that destination, it will have operating credibility with attorneys, lenders, and courts that consumer-facing estate products built on weaker foundations could never earn.

That credibility is the long game. The V1–V5 roadmap is how you earn it, one production deployment at a time.

01
Digital Estate Planning

Structured inheritance plans with cryptographic evidence of asset ownership, automated executor guidance, and legally documented succession chains.

Enabled by V2 control infrastructure
02
Smart Trusts

Programmable trust structures where conditions, beneficiaries, and distributions are encoded with on-chain proof of authority and legally verified control.

Enabled by V3–V4 receivables and chattel paper rails
03
Automated Succession

Triggered transfer of assets, rights, and instructions at defined life events — death, incapacity, milestone — with court-defensible audit trails from inception.

Enabled by V5 proceeds tracing engine
04
Generational Wealth Infrastructure

Long-term asset custody, multi-generational transfer planning, and institutional-grade inheritance infrastructure for digital and hybrid asset portfolios.

Long-term destination · Building from V1 today

Today, HeirSure is not yet a digital estate platform. It is the legal infrastructure company building the systems that will make one possible — and credible — when the time comes.

Founder

Built by someone who
asked the harder question

Jonathan Hood
Jonathan Hood
Founder
HeirSure LLC · UCC-Chain LLC · New York
heirsure@gmail.com 845 699 2140 LinkedIn verify.ucc-chain.org github.com/heirsure-cyber

Jonathan Hood founded HeirSure with a question that most estate planners have not yet seriously confronted: what happens to digital assets when someone dies, and who actually has the legal authority to access and transfer them?

The further Hood pursued that question, the more it became clear that the problem was not a product problem. It was an infrastructure problem. The legal systems designed for physical assets — filing cabinets, paper titles, wet signatures — had no coherent interface with digital ownership. The gap between what blockchain systems could prove and what legal systems could recognize was wide, and no one was building the bridge.

That gap became the company's founding purpose. UCC-Chain is the first practical result: a protocol built at the precise intersection of UCC Article 9 secured transactions law and UCC Article 12's new framework for cryptographic control of digital records. Published six weeks before New York's enactment takes effect, and published openly — deliberately — to invite the legal and technical scrutiny that production infrastructure requires.

Hood is not an attorney. UCC-Chain is not legal advice. Both facts are stated plainly in the whitepaper, and both are part of the point: this is builder-first legal infrastructure, designed to be reviewed, challenged, refined, and deployed by practitioners who understand what's at stake. The protocol is pre-MVP by design. Early adopters are underwriting the first wave of judicial interpretation. That is understood, disclosed, and welcomed.

Connect

If you see the
same seam

HeirSure is actively seeking engagement from the practitioners who will determine whether this infrastructure works in the real world. The window is now. The protocol is live. The legal questions are open.

Secured Transactions Attorneys

Collateral description review · § 12-105 compliance · pilot engagement · V2 legal validation

Commercial Lenders

Crypto-collateralized loan origination · V1 pilot filings · UCC-Chain integration · V2 control perfection

Custody Providers

§ 12-105(e) acknowledging custodian workflows · institutional control infrastructure · key management

Engineers & Auditors

Smart contract review · formal audit (pre-V2) · open-source contribution · protocol research

heirsure@gmail.com 845 699 2140 LinkedIn ? Open Verifier ?

HeirSure LLC is a New York limited liability company. UCC-Chain LLC is a wholly-owned subsidiary.
This website is not legal advice and does not create an attorney-client relationship. The author is not an attorney.
Before any production deployment, consult a secured-transactions attorney licensed in the relevant jurisdiction.
Statutory citations reflect information available as of April 2026. NY UCC Article 12 takes effect June 3, 2026.

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